Positive Debt Solutions


Check If you Qualify

Permission for Positive Debt Solutions to contact me:

* Subject to creditor acceptance * Payment subject to individual circumstances * Credit rating may be affected * Fees apply *All points cannot be guaranteed and are subject to individual's circumstances. *This is for TD's/ IVA's,

What Positive Debt Solutions Do

You don’t need to deal with debt troubles alone

We’re here to offer help and support. Whether your debts have been accumulated through no fault of your own or your money problems are self-inflicted, it makes no difference to us.

At Positive Debt Solutions, we do not judge. If you’re looking to find out how to take control of your finances, we offer many different debt solutions in the UK, tailored individually to our clients, we will find the best one for you. Our advice is always free, confidential and given with no obligation at a time that is right and suitable for you.

Whether you are familiar with the solutions that are available or if it is totally new to you our expert debt advisors will take you through the process from start to finish, fully explaining each step along the way and helping you to a debt-free future.

We offer both formal debt solutions and informal plans, the formal debt solutions we offer you can potentially write off up to 85% of your debts and consolidate all your debts into 1 manageable monthly payment. In England, Wales & Northern Ireland it is known as an Individual Voluntary Agreement (IVA) and in Scotland, it is known as a Protected Trust Deed. Informal plans would be a Debt Management Plan (DMP) which is available to residents throughout the UK, in Scotland you also have a formal DMP which is known as a Debt Arrangement Scheme (DAS) which is all the benefits of a DMP but offers formal protection of assets and stops any further creditor hassle. However a DAS would affect your credit rating for the full duration of the plan and if you don’t keep up with the agreed payments, creditors may add charges and further interest. Please note for the above services way may receive a referral fee from the company administering the plan, this fee can vary depending on what plan you enter into.

Contact us today by either filling in the form at the top of the page or phone directly on the Freephone number above, a quick call is all it takes to get back in control of your finances and put plans in place for a debt-free future and allowing you to enjoy your life again.

Typical Trust Deed Example

Total Debt Written Off - £7,860
*Representive example based on previous client *TD example

Companies we can help with

Customers can also get free debt counseling, debt adjusting and provision of credit information services from the money advice service an organisation set up by the Government to offer practical advice to those in debt.