Trust Deed – Scotland

Write Off Up To 85% Of Your Debts

  • Stop & Remove Earnings Arrestments
  • 1 Low Affordable Monthly Payment
  • Freeze Interest, Stop Charges
  • Protect Your Home & Car
  • Full Legal Protection
Check If you Qualify

Permission for Positive Debt Solutions to contact me:

* Subject to creditor acceptance * Payment subject to individual circumstances * Credit rating may be affected * Fees apply, subject to individual's circumstances. *This is for TD's/ IVA's

Scottish Trust Deeds


  • Potentially write off 85% of our total debts
  • Wage arrestments lifted giving you more money each month
  • Interest and charges are frozen
  • 1 Manageable monthly payment based on your circumstances
  • Protect your Assets. (Car Home etc)
  • The Trustee will deal with your creditors directly ensuring no more unwanted letters, calls or visits to your home


  • Can affect your credit rating
  • Details will be added to the Register of insolvencies
  • If you don't stick to the terms of the trust deed your trustee can apply for the deed to come to an end. Interest & Charges may then be added on.
  • Debts not included will remain outstanding
  • Lenders do not need to approve the Trust Deed
  • Restrictions on expenditure

What is a Scottish trust deed?

A Scottish Protected Trust Deed is a legally binding agreement between you and your creditors that is designed to help people who are struggling with debts. A Trust Deed normally runs for a fixed period of 48 months with you making a single payment to the Insolvency Practitioner who will manage your case and deal with all the administration and speak to your creditors without you having to, stopping unwanted and intimidating calls and letters.

How does a Protected Trust Deed Work?

If you have a debt level above £5000 and qualify for a trust deed, you will stop paying all of your existing debts and replace it with one new affordable monthly payment which is fixed throughout your time in the plan. During this time, it is illegal for the creditors to contact you and any interest and charges on your debts will be frozen. Any assets you own are also fully protected in the plan (Homes, cars, etc). After this period is up you will be fully discharged from the trust deed, and any remaining debts will be legally written off, known as debt forgiveness, leaving you debt free.

How can I apply for a Trust Deed (Scotland)

You can apply for a trust deed by filling in our contact form at the top of the page or simply giving us a call and one of our friendly and experienced advisors will be in touch to offer you the best advice possible.

Total Debt Written Off – £7,860

*Typical example based on previous client *TD example

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